30 days. 12 hours. ₹30,000. And the biggest smile in the car.
Delhi · April 2026The man in the front seat knew something the rest of us forgot.I got into the Uber. Opened WhatsApp.…
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Why We Don’t Sell Funds. We Design Portfolios.
There is a strange ritual in personal finance.An investor walks into a meeting and says, “Which fund should I…
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The ₹5 Lakh Safety Mechanism Most People Ignore
Fixed deposits in India are insured up to ₹5 lakh per depositor per bank (this includes both principal + accrued…
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Static Asset Allocation Is a 20th Century Idea
There was a time when a 60:40 portfolio felt revolutionary.Sixty percent equity for growth. Forty percent bonds for…
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Integrity When It Costs
In January 2026, precious metals funds saw inflows of more than ₹33,000 crore. Gold ETFs alone absorbed roughly…
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Are We Rich Yet?
It is a kinda question that an 8 year old would ask his dad. Oddly childish but deeply insightful if you decide to…
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Core + Satellite
Engine plus Turbo charge.Why Core–Satellite WorksEvery investor wants the same thing.High returns. Low drawdowns.But…
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Timing a Mutual Fund: Nippon Smallcap
Buy-and-Hold is romantic. Drawdowns are not.Today, let’s dissect one such darling: Nippon India Small Cap Fund.No…
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